New York Surplus Recovery
Your Property Sold.
Your Equity Remains.
When New York counties sell your home for unpaid taxes, they often collect more than they're owed. That surplus belongs to you — and most former owners never claim it. We help you recover it.
- Attorney-Partnered
- ·
- No Recovery, No Fee
- ·
- County-Compliant
Compliance Guardrails
Built for trust, not pressure
Attorney-Partnered
All court filings are executed by licensed, independent New York attorneys in the relevant county.
Transparent Fees
Clear, upfront disclosures. No recovery, no fee on contingency cases — we earn only when you do.
County-Specific
We follow each county's rules and procedures to ensure compliance and accuracy on every claim.
Homeowner Protections
Plain-language communication, fraud prevention, and an empathetic, no-pressure process.
Funds Available Now
Unclaimed money is sitting with the State
The New York State Comptroller publicly reports unclaimed funds by county. In the Catskills Region alone, hundreds of thousands of accounts hold money waiting to be returned to their rightful owners.
$94,746,373.49
Unclaimed in the Catskills Region · 567,504 accounts
Catskills Region
| County | Accounts | Total Value |
|---|---|---|
| Delaware | 55,184 | $8,536,369.49 |
| Greene | 75,938 | $11,628,232.45 |
| Sullivan | 133,228 | $21,284,741.21 |
| Ulster | 303,154 | $53,297,030.34 |
| Regional Total | 567,504 | $94,746,373.49 |
Figures as published by the New York State Office of the State Comptroller.
Search the Comptroller's unclaimed-funds records →
Listed totals reflect aggregate county records and are not a representation about any
individual claim. Eligibility depends on your specific case.
62
New York Counties
New York has 62 counties, each with its own tax-foreclosure rules and procedures — creating a maze most homeowners never navigate.
Following the U.S. Supreme Court's decision in Tyler v. Hennepin County, New York amended Article 11 of the Real Property Tax Law so former owners now have a legal right to claim surplus funds. The process, however, is anything but automatic. We handle the county-by-county complexity for you.
“Most former homeowners don't realize they have a legal right to surplus funds — and that right has a time limit.”
The Process
Six Steps to Reclaim
What's Yours
Identify Surplus
We monitor county tax-foreclosure sales and surplus records to find your case.
Outreach & Education
We contact you with a clear, plain-language explanation of your rights under Article 11.
Eligibility Screening
We review the sale, payoff, and ownership history to verify the surplus and your eligibility.
Client Onboarding
You sign a clear authorization (Power of Attorney / assignment) allowing us to act on your behalf.
Attorney Filing
An independent, licensed New York attorney reviews and files the verified petition with the county.
Court Order & Payout
The court approves the surplus and funds are disbursed to you from the attorney's escrow account.
Red Steel Equity handles research, outreach, and document assembly. All legal advice and court filings are performed by independent, licensed New York attorneys.
About Us
A trustworthy alternative for recovering your equity
Red Steel Equity, LLC is a compliance-first, attorney-enabled service that helps former New York homeowners recover surplus funds from in-rem tax foreclosure sales. We bridge the gap between the claimant and a complex, county-by-county court process — with transparency at every step.
- Compliance-First
- We keep administrative document support strictly separate from legal practice, avoiding the predatory optics of unlicensed "finders."
- Attorney-Enabled
- You retain an independent, licensed New York attorney directly. We assemble a complete, verified file so the legal step is faster and lower-cost.
- Hudson Valley Roots
- We launched in Ulster, Sullivan, and the surrounding Hudson Valley counties — and follow each county’s specific playbook as we scale statewide.
FAQ
Questions, answered
What are tax-foreclosure surplus funds?
When a New York county sells a tax-foreclosed property at auction for more than the taxes, interest, and fees owed, the extra money — the "surplus" — belongs to the former owner or their heirs. Following Tyler v. Hennepin County and New York’s amended Article 11, counties can no longer simply keep it.
Am I eligible?
If your New York home (or a relative’s) was sold in an in-rem tax foreclosure and the sale generated more than the debt owed, you may have a claim. Heirs and executors of a former owner may also be eligible. We screen each case before moving forward.
What does it cost?
We use clear, upfront agreements and separate any administrative service fee from your attorney’s fee. On contingency cases, there is no recovery, no fee — we are paid only if funds are successfully recovered.
Are you a law firm?
No. Red Steel Equity is a case-management and document-assembly service, not a law firm, and we do not provide legal advice. All legal advice, motions, and court filings are handled by independent, licensed New York attorneys you retain directly.
How long do I have to claim?
Surplus claims in New York carry statutory deadlines that vary by county and case. Because that window can close, it is best to confirm your eligibility as early as possible.
How do I receive my money?
Once the court approves the claim, funds are disbursed to you from the partner attorney’s IOLA/escrow account. Red Steel Equity never takes direct possession of your surplus funds.
Get Started
Find out what you're owed
Tell us about your situation and we'll confirm whether there's a recoverable surplus on your former property. No upfront cost to check, and no obligation.
Email us directly [email protected]Serving All 62 New York Counties.
Your Window to File
May Be Closing
Surplus claims in New York have legal deadlines. Don't let time expire on money that belongs to you.
Initiate My Equity Recovery →